.nav{position:sticky;top:env(safe-area-inset-top,0px);z-index:5;background:color-mix(in srgb,var(--bg) 86%,transparent);-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:64px}.brand{display:flex;align-items:center;gap:10px;font-family:var(--display);font-size:22px;font-weight:600;text-decoration:none}.brand .mark{width:28px;height:28px;border-radius:8px;background:var(--ink);display:grid;place-items:center}.nav-links{display:flex;gap:22px;font-size:14px;font-weight:500}.nav-links a{text-decoration:none;color:var(--muted)}.nav-links a:hover{color:var(--fg)}.env{font:500 11px/1 var(--mono);letter-spacing:.08em;padding:6px 10px;border-radius:999px;background:var(--gold-soft);color:var(--gold);border:1px solid color-mix(in srgb,var(--gold) 30%,transparent)}@media(max-width:760px){.nav-links{display:none}}.hero{padding-block:72px 56px}.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center}.hero h1{font-size:clamp(44px,6.2vw,76px);max-width:11ch}.hero h1 em{font-style:italic;color:var(--gold)}.lede{font-size:18px;font-weight:300;color:var(--muted);max-width:52ch;margin-top:22px}.cta-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:32px}.rate{display:inline-flex;align-items:baseline;gap:10px;margin-top:28px;padding:10px 14px;border:1px solid var(--line);border-radius:10px;background:var(--card);font-size:13px;color:var(--muted)}.rate strong{font-family:var(--mono);font-weight:500;color:var(--fg);font-size:14px}@media(max-width:900px){.hero .wrap{grid-template-columns:1fr;gap:40px}.hero{padding-block:48px 40px}}.wallet{background:var(--ink);color:var(--on-ink);border-radius:22px;padding:26px;box-shadow:0 30px 60px -30px #00000073;position:relative;overflow:hidden;max-width:100%}.wallet:after{content:"";position:absolute;inset:auto -40% -60% auto;width:70%;aspect-ratio:1;border-radius:50%;background:radial-gradient(closest-side,color-mix(in srgb,var(--gold) 55%,transparent),transparent 70%);pointer-events:none}.wallet-top{display:flex;justify-content:space-between;align-items:center;font-size:12px;letter-spacing:.1em;text-transform:uppercase;opacity:.7}.wallet-main{margin-top:26px}.wallet-main .label{font-size:12px;letter-spacing:.1em;text-transform:uppercase;opacity:.7}.wallet-main .big{font-family:var(--mono);font-size:40px;font-weight:500;letter-spacing:-.02em;margin-top:4px;font-variant-numeric:tabular-nums}.wallet-main .big small{font-size:16px;opacity:.6;margin-left:6px}.wallet-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px 20px;margin-top:24px;padding-top:18px;border-top:1px solid color-mix(in srgb,var(--on-ink) 18%,transparent);font-size:13px}.wallet-grid div{display:flex;justify-content:space-between;gap:12px;min-width:0}.wallet-grid span:first-child{opacity:.7}.wallet-grid span:last-child{font-family:var(--mono);font-variant-numeric:tabular-nums}.wallet-actions{display:flex;gap:8px;margin-top:22px;flex-wrap:wrap}.wallet-actions button{flex:1 1 auto;min-height:44px;border-radius:10px;border:1px solid color-mix(in srgb,var(--on-ink) 22%,transparent);background:color-mix(in srgb,var(--on-ink) 8%,transparent);color:var(--on-ink);font:500 13px var(--body);cursor:pointer;transition:background .16s ease}.wallet-actions button:hover{background:color-mix(in srgb,var(--on-ink) 16%,transparent)}.wallet-actions button.primary{background:var(--gold);border-color:var(--gold);color:var(--on-gold)}.wallet-note{font-size:11px;opacity:.6;margin-top:14px}section.block{padding-block:72px;border-top:1px solid var(--line)}.head{display:grid;grid-template-columns:1fr 1fr;gap:24px 48px;align-items:end;margin-bottom:40px}.head h2{font-size:clamp(32px,4vw,48px)}.head p{color:var(--muted);font-weight:300;max-width:48ch}@media(max-width:760px){.head{grid-template-columns:1fr}section.block{padding-block:56px}}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.step{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:22px;min-width:0;display:flex;flex-direction:column;gap:10px}.step .n{font-family:var(--mono);font-size:12px;color:var(--gold)}.step h3{font-size:26px}.step p{font-size:14px;color:var(--muted)}.step .fig{margin-top:auto;padding-top:12px;border-top:1px dashed var(--line);font-family:var(--mono);font-size:13px;display:flex;justify-content:space-between;gap:8px}.step .fig b{font-weight:500}@media(max-width:900px){.steps{grid-template-columns:1fr 1fr}}@media(max-width:520px){.steps{grid-template-columns:1fr}}.backing{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}.claims{display:grid;gap:18px}.claim{display:grid;grid-template-columns:28px 1fr;gap:14px;align-items:start}.claim svg{width:24px;height:24px;color:var(--gold);margin-top:2px}.claim h3{font-size:22px;font-family:var(--body);font-weight:500;letter-spacing:0;margin-bottom:4px}.claim p{font-size:14px;color:var(--muted);max-width:46ch}.journal{background:var(--card-2);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;min-width:0}.journal header{display:flex;justify-content:space-between;padding:12px 16px;border-bottom:1px solid var(--line);font:500 12px var(--mono);color:var(--muted)}.journal table{width:100%;border-collapse:collapse;font:13px/1.4 var(--mono);font-variant-numeric:tabular-nums}.journal td,.journal th{padding:10px 16px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}.journal th{font-weight:500;color:var(--muted);font-size:11px;letter-spacing:.08em;text-transform:uppercase}.journal td.amt,.journal th.amt{text-align:right;white-space:nowrap}.journal tfoot td{border-bottom:0;color:var(--good);font-weight:500}.journal .scroll{overflow-x:auto}.chk{display:flex;align-items:center;gap:8px;padding:12px 16px;font:12px var(--mono);color:var(--muted)}.chk .dot{width:8px;height:8px;border-radius:50%;background:var(--good);box-shadow:0 0 0 4px color-mix(in srgb,var(--good) 20%,transparent)}@media(max-width:900px){.backing{grid-template-columns:1fr}}.merchant{background:var(--card-2);border:1px solid var(--line);border-radius:22px;padding:40px;display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}.merchant h2{font-size:clamp(30px,3.6vw,42px)}.merchant p{color:var(--muted);font-weight:300;margin-top:14px;max-width:46ch}.terms{display:grid;grid-template-columns:1fr 1fr;gap:14px}.term{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:16px;min-width:0}.term .v{font-family:var(--mono);font-size:22px;font-weight:500;font-variant-numeric:tabular-nums}.term 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p{opacity:.75;font-weight:300;max-width:46ch}.final .btn-gold{margin-top:8px}footer .wrap{display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;padding-block:24px;font-size:12px;color:var(--muted)}@media(prefers-reduced-motion:reduce){.wallet-actions button{transition:none}}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}.skip-link{position:absolute;left:-999px;top:8px;background:var(--ink);color:var(--on-ink);padding:8px 12px;border-radius:var(--radius);z-index:100}.skip-link:focus{left:8px}.banner{background:var(--gold-soft);color:var(--fg);border-bottom:1px solid var(--line);padding:6px 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var(--line);background:var(--card-2);color:var(--fg);white-space:nowrap}.pill--good{background:color-mix(in srgb,var(--good) 15%,transparent);border-color:var(--good)}.pill--warn{background:var(--gold-soft);border-color:var(--gold)}.pill--bad{background:color-mix(in srgb,#b3261e 12%,transparent);border-color:#b3261e}.pill--info{background:color-mix(in srgb,var(--ink) 8%,transparent)}.form{display:grid;gap:14px;max-width:560px}.field{display:grid;gap:4px}.field label{font-size:14px;font-weight:600}.field input,.field select,.field textarea{font:inherit;padding:9px 10px;border:1px solid var(--line);border-radius:var(--radius);background:var(--card);color:var(--fg);width:100%;box-sizing:border-box;min-height:44px}.field textarea{min-height:88px;font-family:var(--mono);font-size:13px}.field input:focus-visible,.field select:focus-visible,.field textarea:focus-visible,.btn:focus-visible,a:focus-visible,button:focus-visible{outline:3px solid 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var(--line);border-radius:var(--radius);background:var(--card);color:var(--fg);padding:0;width:min(560px,calc(100vw - 32px));max-height:calc(100vh - 32px);box-shadow:0 20px 60px #0000004d}.dialog::backdrop{background:#00000073}.dialog__head{display:flex;align-items:center;justify-content:space-between;padding:14px 16px;border-bottom:1px solid var(--line)}.dialog__head h2{margin:0;font-size:18px}.dialog__body{padding:16px;overflow:auto;max-height:calc(100vh - 160px)}.dialog__foot{padding:12px 16px;border-top:1px solid var(--line);display:flex;gap:8px;justify-content:flex-end;flex-wrap:wrap}.icon-btn{background:none;border:1px solid var(--line);border-radius:var(--radius);min-width:40px;min-height:40px;cursor:pointer;color:inherit;font-size:18px}pre.preview{background:var(--card-2);border:1px solid var(--line);border-radius:var(--radius);padding:10px;font-size:12px;overflow:auto;margin:0 0 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h1{font-size:24px}.auth-links{display:flex;gap:14px;flex-wrap:wrap;margin-top:14px;font-size:14px}.enter{animation:enter .22s ease-out both}@keyframes enter{0%{opacity:0;transform:translateY(4px)}to{opacity:1;transform:none}}@media(prefers-reduced-motion:reduce){.enter{animation:none}*{transition:none!important}}.hiw-stage{margin:0 0 8px}.hiw-stage__label{font-family:var(--body);font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);margin:0 0 10px}.hiw-row{display:flex;align-items:stretch;gap:0}.hiw-step{flex:1 1 0;min-width:0;position:relative;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:18px 16px 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10px;border-radius:999px;background:var(--gold-soft);color:var(--fg)}.hiw-chip svg{width:16px;height:16px;color:var(--gold)}.hiw-note{margin-top:20px}@media(max-width:760px){.hiw-row{flex-direction:column}.hiw-arrow{width:auto;height:36px}.hiw-arrow svg{transform:rotate(90deg)}}:root{--bg: #fafaf9;--fg: #0c0a09;--muted: #57534e;--line: #d6d3d1;--card: #ffffff;--card-2: #f5f5f4;--ink: #1c1917;--on-ink: #ffffff;--gold: #a16207;--gold-soft: #fbf3df;--on-gold: #ffffff;--good: #15803d;--display: "Cormorant Garamond", "Iowan Old Style", Georgia, serif;--body: "Montserrat", "Helvetica Neue", Arial, sans-serif;--mono: "JetBrains Mono", "SF Mono", Menlo, Consolas, monospace;--radius: 14px;--gutter-l: max(16px, env(safe-area-inset-left, 0px));--gutter-r: max(16px, env(safe-area-inset-right, 0px))}@media(prefers-color-scheme:dark){:root:not([data-theme=light]){--bg: #0f0e0d;--fg: #f5f5f4;--muted: #a8a29e;--line: #2c2927;--card: #1a1817;--card-2: #141312;--ink: #f5f5f4;--on-ink: #0c0a09;--gold: #d9a441;--gold-soft: #2a2214;--on-gold: #0c0a09;--good: #4ade80;color-scheme:dark}}:root[data-theme=dark]{--bg: #0f0e0d;--fg: #f5f5f4;--muted: #a8a29e;--line: #2c2927;--card: #1a1817;--card-2: #141312;--ink: #f5f5f4;--on-ink: #0c0a09;--gold: #d9a441;--gold-soft: #2a2214;--on-gold: #0c0a09;--good: #4ade80;color-scheme:dark}*{box-sizing:border-box}html,body{margin:0}body{background:var(--bg);color:var(--fg);font-family:var(--body);font-size:16px;line-height:1.55;font-weight:400;-webkit-font-smoothing:antialiased}body:before{content:"";position:fixed;inset:0 0 auto;height:env(safe-area-inset-top,0px);z-index:10;background:var(--bg)}a{color:inherit}h1,h2,h3{font-family:var(--display);font-weight:500;line-height:1.05;margin:0;text-wrap:balance;letter-spacing:-.01em}p{margin:0}.wrap{max-width:1120px;margin:0 auto;padding-left:var(--gutter-l);padding-right:var(--gutter-r)}.eyebrow{font-size:12px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--gold)}.num{font-family:var(--mono);font-variant-numeric:tabular-nums}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:0 22px;border-radius:999px;border:1px solid transparent;font:500 15px/1 var(--body);text-decoration:none;cursor:pointer;transition:transform .18s ease,background .18s ease,border-color .18s ease}.btn:hover{transform:translateY(-1px)}.btn:focus-visible,a:focus-visible,button:focus-visible{outline:2px solid var(--gold);outline-offset:3px}.btn-gold{background:var(--gold);color:var(--on-gold)}.btn-ghost{border-color:var(--line);color:var(--fg);background:transparent}.btn-ghost:hover{border-color:var(--fg)}@media(prefers-reduced-motion:reduce){.btn{transition:none}}